Monday, November 2, 2009

Time to budget

So over the last few months I've been trying to get a handle on the family's finances. We're not drowning in debt or anything really serious, but I feel like if I don't get a handle on it now, we potentially could be. We've been dipping into savings recently to pay for credit card bills and that's not really a habi I want to get into. So... I'm trying to come up with ways to cut back without feeling really deprived. The problem is that my husband is not all that great with this "budgeting" or "cutting back" thing... so I need to get him on board to... Slynnro is doing NoImYoSeMo instead of NoBloPoMo (I know... so confusing), but she's using November as the month to improver herself. So I feel like I should do the same... Why not use the month of November to get my life back on track.

So my goals for November:
-Keep my house in guest ready conditions at all times (or for the majority of the time)
-Cut back on spending and find creative ways to still have a good time for less
-Figure out a way to start volunteering... Join Junior League or another organization
-Get back in touch with friends that I have lost touch with. I am terrible about using the phone and really need to get over that asap.
-Eat healthier... if I want to have a baby (which I do), then I really need to take this time to get myself ready including taking care of my body and developing good habits.

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